Compare home loans
Find the best mortgage rate whether you're buying your first home, upgrading, investing, or refinancing.
Compare home loans from 30+ Australian lenders, with lowest home loan rates starting from:
Fixed rate
5.39% p.a.*
Comparison rate
5.78% p.a.#
Fact checked: 5/15/2025
Showing 4 loan options
Sort by interest rate
Basic Home Loan
Principal & Interest
Redraw facility
No monthly fee
Interest rate
5.39% p.a.
Fixed rate
Comparison rate
5.78% p.a.
Loan amount: $800,000, 30 years
Monthly repayment
$4,487
Premium Home Loan
Principal & Interest
Redraw facility
Offset account
Interest rate
5.49% p.a.
Fixed rate
Comparison rate
5.88% p.a.
Loan amount: $800,000, 30 years
Monthly repayment
$4,537
Premium Plus Home Loan
Principal & Interest
Redraw facility
Offset account
Split loan option
Interest rate
5.59% p.a.
Fixed rate
Comparison rate
5.98% p.a.
Loan amount: $800,000, 30 years
Monthly repayment
$4,588
Investor Home Loan
Interest Only option
Redraw facility
Offset account
Investment properties
Interest rate
5.69% p.a.
Fixed rate
Comparison rate
6.08% p.a.
Loan amount: $800,000, 30 years
Monthly repayment
$4,638
Important information
*The fixed rate is the interest rate that will not change for a set period of time.
#The comparison rate is based on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.