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About EC Loans

EC Loans is a finance brokerage that helps people in all kinds of unique situations finding the right lending solutions.

Our Expertise

We work closely with overseas income earners, construction loan clients, SMSF buyers, and new migrants,

Whether you are holding a temporary visa, living or working overseas, new to running your own business or simply navigating a complex financial situation, we take the time to get to know you, understand your goals, and find the right lending solution for your needs.

EC Loans office
EC Loans team

The Numbers


Loans Approved
$10M
Happy Clients
100+
Years of Experience
1+
Satisfaction Rate
90%

Meet our Founders

Elly

Elly – Managing Director & Principal Loan Writer

With over a decade of experience in finance and lending, Elly is widely recognised for her dedication to clients who need extra guidance and support. She has built a trusted reputation helping first-home buyers, construction and renovation borrowers, SMSF investors and clients with tricky lending scenarios.

Elly is known for her patience, transparency, and her commitment to educating clients. She takes the time to explain each step of the process, ensuring her clients feel confident and informed throughout their journey.

Her clients often say that beyond securing a loan, Elly equips them with the knowledge and confidence to make smart financial decisions. Many return to her over the years and refer family and friends, relying on her honesty, attention to detail, and unwavering support.

For Elly, the greatest reward is seeing her clients achieve their dreams, whether it's receiving the keys to their first home, successfully funding a new investment property, or building a strong financial foundation for the future.

Cherry

Cherry – Managing Director & Principal Loan Writer

With extensive experience in finance and lending, Cherry brings a similar level of expertise and dedication. She is known for her smart strategies, creative solutions, and her ability to assist clients with more complex lending needs.

Cherry specialises in working with non-resident borrowers, overseas income earners, construction borrowers, home renovators, and investors with unique financial structures.

Highly business-minded, Cherry always seeks out the most effective strategies to help her clients achieve their goals. Her sharp financial thinking, determination, and ability to find solutions where others cannot have earned her the trust and loyalty of her clients.

Her clients value not only her expertise and problem-solving skills but also her dedication to securing the best possible outcomes tailored to their specific needs.

Appendix

Acceptable Countries List

This list is subject to change:

Argentina, Australia, Brazil, Brunei, Canada, China, France, Ghana, Germany, Guam, Hong Kong, India, Israel, Indonesia, Japan, Kenya, Macau, Malaysia, Mexico, New Caledonia, New Zealand, Oman, Philippines, Qatar, Saudi Arabia, Singapore, South Africa, South Korea, Switzerland, Taiwan, Thailand, Türkiye, United Kingdom (England, Scotland, Wales, Northern Ireland), United Arab Emirates, United States of America, Vietnam and any other European Union countries not specified in this list.

Temporary Visa Types

160, 161, 162, 163, 164, 165, 188, 300º, 309, 310º, 401º, 403º, 405, 407º, 410º, 415º, 416º, 420, 422º, 423º, 428º, 444, 457, 461º, 475º, 476º, 482, 485º, 487º, 491, 494, 500º, 590º, 790º, 820, 870º, 884º