Home loans
Whether you are buying your first home, refinancing or investing, your local EC Loans broker can help you with expert advice throughout the whole process.
Get expert home loan advice:
I want to buy a
home
I want to buy an
investment
I'm considering
refinancing
PARTNERSHIPS
Partnered with Leading Australian Banks
Access exclusive loan options through our wide network of trusted banks.
First Home Buyers Guide
Thinking about buying your first home?
It's a big milestone—and while it's exciting, we know it can also feel a little overwhelming. That's why we've created this comprehensive guide to help you navigate the home-buying process with confidence.
The journey to home ownership begins long before you start looking at properties. Understanding the financial aspects, knowing what to look for, and being prepared for each step will make the process smoother and more enjoyable. Our team at EC Loans is here to guide you through every stage.
How We Help You Get There
- Government Support: Discover grants & schemes you may qualify for — save thousands upfront.
- Deposit Guidance: Creative ways to build your deposit and get in sooner.
- Loan Matching: Find a home loan that fits your lifestyle, not just your numbers.
- Step-by-Step Support: From paperwork to pre-approval, we guide you every step of the way.
What You Could Access
- 5% Deposit Options
- No LMI (if eligible)
- First Home Guarantee
- Stamp Duty Concessions
- First Home Super Saver Scheme
Working with the right professionals can make all the difference in your home buying journey. Our team of experienced mortgage brokers specializes in helping first-time buyers navigate the complexities of home loans and find the best financing options for their unique situation.
The Home Buying Process: Step by Step
From saving for a deposit to getting the keys to your new home, the process involves several important steps. Understanding each stage will help you navigate the journey with confidence and avoid common pitfalls.
"EC Loans made the entire home loan process incredibly easy and stress-free. As a first-time buyer, I had so many questions, and they were patient, knowledgeable, and always available. I couldn't have asked for a better experience."
